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Purchasing a home may well be the biggest investment you ever make, we’ll help make sure it’s the right investment. RTR Advisory Group has aligned with London Life to help our clients with their mortgage planning needs. London Life has been helping Canadians realize their plan of home ownership for over a century and their knowledge and experience will help make sure the mortgage meets your needs and fits your plan. |
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FAQ
Click on the question to find the answer:
Q. Is London Life competitive with the banks?
They are quite competitive. If you look at any of the posted rates comparisons you will notice that their rates are as good as if not better than the big banks.
Q. Do they offer flexible term options?
A. London Life can offer a wide selection of terms. Six months to one year open and Six month, one, two, three, four, finve, seven and ten year closed.
Q. What are the benefits of applying for a mortgage through a financial advisor?
A financial advisor will help to confirm that the mortgage being applied for fits into your budget, and is properly insured to protect you and your family. They will also help to facilitate the application process by ensuring the proper information is relayed to the mortgage planning specialist in a timely manner.
Q. Does London Life offer mortgage protection?
They do offer mortgage insurance however as with any mortgage, we always recommend our clients purchase individual life and critical illness insurance polices. There are many advantages to protecting yourself with an individual insurance policy vs. a typical mortgage insurance policy.
Please click on this link for a detailed report from CBC’s Marketplace detailing some serious concerns with Bank Mortgage Insurance Protection. You will find it to be worth your time. http://www.cbc.ca/marketplace/2008/02/06/in_denial/
Yes. A pre-approval can help decide which home falls into the financial comfort zone and protect interest rates as well. With a 90 day rate hold guarantee there is no reason to worry about rate fluctuations.
Q. Who do I contact to proceed with a mortgage?
Contact your advisor directly using the contact an advisor button below. If you are unsure of who your advisor is, send an email to our general inquiries inbox found below. In both instances, we will make sure that a mortgage planning specialist will contact you to help with your mortgage needs.
Process
We use the Wealth Optimization Process to identify and prioritize your financial goals and concerns in both your professional
and family life.
Contact Us
General Inquiries:
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Contact an Advisor:
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